How to Check SBI Account Balance? Missed calls, SMS
How to Check SBI Account Balance,SBI Has recently launched a new toll-free number using which you can find your bank balance. It is an IVR Based number where an automated computing device is used to provide you with the bank balance and last five transaction information.
The State Bank of India is a responsible multinational public sector bank that provides its customers with several easy and convenient methods to check their account balances from any place and anytime. The account balance check facility lets you control your financial life and plan your monetary investments accordingly.
There are several reasons to place a balance inquiry.
- To affirm timely interest payment by the bank in a savings account.
- To ascertain that a failed debited amount from an account has been credited back.
- To check whether a sender has deposited money on time and whether that money has been accredited to the report.
- Confirm that a particular account has an adequate amount for cheque payments, auto debits, money transfers, etc.
Frequent balance checking also alerts you to unauthorized transactions and allows you to take immediate corrective action. So, make it a point to check your account balance regularly and have total control over your funds.
SBI Balance Inquiry Number
SBI Balance Inquiry Number service or SBI Quick is free to use service provided by the State Bank of India for customer convenience. This number can be used to check the SBI account balance by giving a missed call and getting an SMS notification on your registered mobile number with your bank balance details.
You can use the service by giving a Missed call on the SBI Missed Call Number 09223766666. Your call will get disconnected after a few rings, followed by an SMS with the updated account balance. Please note this service can be availed only by the mobile number registered with the SBI account, and you can use the below-mentioned method to register your mobile number.
How to Register or De-register Mobile Number with SBI?
Customers must register their mobile numbers with the bank as per the RBI guidelines. When opening an account, it is compulsory to mention the mobile number in the account opening form. However, you must activate the missed call balance service on your mobile number by sending an SMS “REG<space>Account Number” to 09223488888 if not registered yet.
If you are registered and want to de-register in SBI quickly, type ‘DREG ’ and send it to 09223488888.
SBI Mini Statement Missed Call Number
You can find the last five transaction details by giving SBI Mini Statement Missed Call Number at 09223866666 from their registered mobile number. After giving a missed call, you will receive an SMS with your account mini statement.
SBI Balance Inquiry by Toll-Free Number
SBI also has a toll-free number that can be used to find the bank balance of your account. This is an IVR-based balance check number, and you’ll have to call on this number and follow the command to find out the bank balance. The toll-free IVR number to find the bank balance of your account is as follows-
If you want to check the details of the last five transactions made from your side, you can also do that by following the instructions. The following are the steps to find the bank balance of your account as well as find the last five transactions by following the steps-
- Dial in the number and first select the language you are comfortable with, i.e., English or Hindi
- You’ll have to press number 1 on your dial pad to find your bank balance. There are other details, which you can see, like debit card hotlisting, etc.
- After pressing number 1, the IVR System will reveal your bank balance, and you’ll also receive an SMS with your bank balance details.
- Now, if you want to find the last five transactions as well, then you’ll have to press 1 number again, and the IVR system will list out the previous five transactions
SBI SMS Banking via SBI SMS Balance Check Number
SBI provides SMS Services that can be used to find the various details related to your bank account. You can check your account balance, get Mini-statement, request Chequebook, and much more.
To get your account balance, you need to send an SMS. Type ‘BAL’ and send it to the SBI SMS balance check number, i.e., 09223766666.
|Cheque Book Request
|Last 6 Month E-Statement
|ESTMT <Account Number> <code>*
|Education Loan Interest Certificate
|ELI <Account Number> <code>*
|Home Loan Interest Certificate
|HLI <Account Number> <code>*
The statement is received at your registered email id.
*Code could be any 4 digits number you want. This number will be used as a password to open the PDF file received at your email address.
SBI Net Banking
Another easy method to check account balances is through SBI net banking. To avail of this facility, you need to register for the net banking facility with the SBI bank, if not done before.
Once registered, you can visit onlinesbi.com and use your net banking login id and password to log into your net banking account.
SBI Mobile Banking
SBI has a range of mobile banking services wherein you can download different SBI apps (SBI YONO, SBI Online, SBI Quick, and SBI Anywhere Saral) and engage in your preferred banking activity. If you have a smartphone, download your app and quickly check the SBI account balance. Read the below-listed steps to know-how.
- SBI YONO Balance Check
- Download the SBI YONO app from the Play Store App store onto your iOS or Android device.
- Log in by using MPIN or net banking credentials.
- Enjoy multiple banking facilities like funds transfer, balance inquiry, and checking mini statements.
- SBI Online
- SBI online can also be downloaded through a few simple steps at any portal and delivers an interface experience much like the desktop website of SBI.
- The service allows customers easy smartphone access to various SBI banking facilities like checking account balances, transferring funds, getting account statements, etc.
- SBI Quick
SBI Quick is limited to specific accounts like cash credit accounts, overdraft accounts, current accounts, and savings accounts. To avail of this facility, you do not require any login ID or password and need to register your mobile number with the bank. The app does not permit a money transfer facility, and you cannot engage in any financial transaction. Moreover, at one time, the app is linked with a single SBI account, and if you want to know the account balance in a different version, you need to deregister the first account and register with the second account.
- SBI Anywhere Saral
- SBI Anywhere Saral is meant for corporate SBI customers. Retailers cannot use the app.
- This app allows customers to engage in different banking activities, such as funds transfer, mini account balance, mobile recharge, balance inquiry, and checking the last ten transactions.
Note: The steps to check for an SBI credit card balance are different and managed by the SBI Card. Hence, to check your balance on your credit card, you would have to download a separate mobile app.
Check Through SBI What’s app Banking.
What’s app is a messaging app that almost every person has, and now, many businesses are coming into this messaging app to provide customer service.
State Bank of India, the largest Bank in India, also provides customers with What’s app Banking services using which you can find your account balance, get a mini-Statement, etc.
How to Find the Bank Balance using the SBI What’s app Banking?
You can follow these steps to register your account for What’s app Banking-
- Open your phone contact and Save the contact number 9004022022
- Now, Send a message to the activation number-7208933148 and type WAREG <Space><Account Number>
- After sending the message, the bank will notify you about the successful registration of your SBI What’s app banking.
- You’ll now receive a What’s app message from the contact you saved during the first step.
- Now, to find out the bank balance of your account, you have to type “Hi SBI” and send it as what’s app message.
- Now, you will be replied with various options, and you have to choose the first option, which says to find the bank balance of your account.
- Type the number 1 and click on send. You will receive an OTP on your registered mobile number, which you’ll have to enter in the reply.
- After successfully replying, you will receive the bank balance of your account in the what’s app reply
In case there is an internet issue at your place, and you need to know your SBI account balance, then you can also go to the nearest ATM and check the balance through your SBI ATM card. The steps to balance the check are as follows:
- Swipe the ATM cum Debit card at the assigned place.
- Enter the 4-digit ATM PIN.
- In the various options given, select the choice “Balance Enquiry.”
- You will get the statement in physical format through a paper slip.
The ATM offers several other options, like withdrawing money, getting a mini statement, etc. It is optional to visit the SBI ATM to know your account balance, and you can also avail of this facility through a non-SBI ATM. However, under the latest banking rules, RBI has limited the number of free ATM transactions per card. Since balance inquiry is considered a transaction, every time you use your ATM card to check the bank balance, the bank will count it as a valid operation, which will exhaust the number of free transactions. After this, you will be charged for every new transaction in the month.
You can keep a tab on your spending and bank balance by regularly updating your passbook. However, the process is time-consuming because you must visit the bank whenever you want to update the passbook. The main reason for its appeal is the need for a digital system. Today there are still a few people who do not trust digital modes of payment due to security reasons and trust only physical updates carried out in person by bank officials. An updated passbook shows the records of both credits and debits, allowing easy tracking of any illegal money transaction.
The USSD or Unstructured Supplementary Service Data is a GSM communication technology that is used for transmitting information between a mobile number and an application program available on the net. If you are an SBI user who has a current or a Savings Bank account, then you are eligible for this facility. To check your account balance through USSD code, simply dial *9999*41# and follow the instructions.
How to Register?
If you are registered for USSD services, you just need to type ‘MBSREG‘ and send it to 09223440000. You will receive User ID and MPIN via SMS.
You can use USSD code for other purposes with a simple feature phone only. Other tasks could be done with USSD codes like:
- Mobile Recharge
- Send/Receive Money
- Get Mini-statement
- Manage UPI PIN
Call Customer Care
You can call customer care toll free numbers 1800112211 or 18004253800 to get an instant update on your account balance. If calling from out of India, you can dial a toll number +91-80-26599990. Just dial any of the numbers from your registered mobile phone and follow the requisite steps to know your SBI bank balance.
FAQs Related to SBI Balance Inquiry
Ans. SBI customers can give a missed call at 09223766666 from their registered mobile number for checking their account balance.
Ans. SBI customers can give a missed call at 09223866666 from their registered mobile number for getting their account mini statement with the last 5 transaction details.
Ans. You can simply give a missed call at Missed Call Banking number 9223766666 and in case your number is not registered, you will receive an SMS stating that the number is not registered.
Ans. Customers can simply type an SMS e.g. ‘REG <Your A/c Number>’ and send it to 09223488888.
In case you have multiple SBI accounts associated with one mobile number and you give a missed call on the balance inquiry number, then the bank will send a message containing the balance information of all the accounts.
Ans. No. RBI asked banks to not count balance inquiry as a free ATM transaction on 14th Aug 2019.
No, you cannot change your mobile number online. You have to submit an application form for your mobile number change along with an identification ID to change your mobile number in your SBI Bank Account.