M-Pesa Charges in Tanzania ( Ada za M-Pesa 2023)
M-Pesa Charges in Tanzania ,Ada za M-Pesa, sometimes referred to as makato ya mpesa in Tanzania, is the fee that is taken out following any M-Pesa changeover. This article is for you if you’re interested in learning more about the cost and M-Pesa charges in Tanzania.
M-Pesa Charges in Tanzania
Mpesa is Makato ya
When a Mpesa customer makes a transaction to send or withdraw money through an agent or Bank from Mpesa, Mpesa will impose a fee known as the “makato ya m-pesa.” The list of M-Pesa Tariffs in Tanzania is provided below for those who wish to understand more about it.
Transferring Funds to Registered Clients (Kutuma Pesa kwa wateja Waliosajiliwa)
For clients who want to send money using M-Pesa to other registered customers in Tanzania, a price and ada, makato chart is provided below (Kutuma Pesa kwa wateja Waliosajiliwa). The table also includes the government fee for M-Pesa transfers between registered users, known as “Ada na makato ya serikali.”
M-Pesa Charges in Tanzania -Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | Ada ya M-Pesa | Tozo Serikali | Jumla tozo zote | |
From | To | |||
200 | 499 | 15 | 10 | 25 |
500 | 999 | 15 | 10 | 25 |
1,000 | 1,999 | 30 | 10 | 40 |
2,000 | 2,999 | 30 | 10 | 40 |
3,000 | 3,999 | 50 | 14 | 64 |
4,000 | 4,999 | 60 | 27 | 87 |
5,000 | 6,999 | 130 | 54 | 184 |
7,000 | 9,999 | 150 | 56 | 206 |
10,000 | 14,999 | 350 | 102 | 452 |
15,000 | 19,999 | 360 | 195 | 555 |
20,000 | 29,999 | 380 | 306 | 686 |
30,000 | 39,999 | 400 | 351 | 751 |
40,000 | 49,999 | 410 | 419 | 829 |
50,000 | 99,999 | 720 | 573 | 1,293 |
100,000 | 199,999 | 1,000 | 707 | 1,707 |
200,000 | 299,999 | 1,200 | 821 | 2,021 |
300,000 | 399,999 | 1,500 | 838 | 2,338 |
400,000 | 499,999 | 1,500 | 982 | 2,482 |
500,000 | 599,999 | 2,200 | 1,245 | 3,445 |
600,000 | 699,999 | 3,300 | 1,532 | 4,832 |
700,000 | 799,999 | 3,300 | 1,700 | 5,000 |
800,000 | 899,999 | 3,500 | 1,750 | 5,250 |
900,000 | 1,000,000 | 3,500 | 1,776 | 5,276 |
1,000,001 | 3,000,000 | 5,000 | 1,875 | 6,875 |
>3,000,001 | 5,000 | 2,000 | 7,000 | |
Sending Money to Other Networks (Kutuma Pesa kwenda mitandao mingine)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other Networks in Tanzania (Kutuma Pesa kwenda mitandao mingine). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer sends money to other networks in Tanzania.
| Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | Ada ya M-Pesa | Tozo Serikali | Jumla tozo zote | |
From | To | |||
200 | 499 | 15 | 10 | 25 |
500 | 999 | 15 | 10 | 25 |
1,000 | 1,999 | 35 | 10 | 45 |
2,000 | 2,999 | 45 | 10 | 55 |
3,000 | 3,999 | 68 | 14 | 82 |
4,000 | 4,999 | 81 | 27 | 108 |
5,000 | 6,999 | 180 | 54 | 234 |
7,000 | 9,999 | 180 | 56 | 236 |
10,000 | 14,999 | 495 | 102 | 597 |
15,000 | 19,999 | 495 | 195 | 690 |
20,000 | 29,999 | 540 | 306 | 846 |
30,000 | 39,999 | 612 | 351 | 963 |
40,000 | 49,999 | 675 | 419 | 1,094 |
50,000 | 99,999 | 1,125 | 573 | 1,698 |
100,000 | 199,999 | 1,440 | 707 | 2,147 |
200,000 | 299,999 | 1,710 | 821 | 2,531 |
300,000 | 399,999 | 2,070 | 838 | 2,908 |
400,000 | 499,999 | 2,250 | 982 | 3,232 |
500,000 | 599,999 | 2,880 | 1,245 | 4,125 |
600,000 | 699,999 | 3,870 | 1,532 | 5,402 |
700,000 | 799,999 | 3,870 | 1,700 | 5,570 |
800,000 | 899,999 | 3,870 | 1,750 | 5,620 |
900,000 | 1,000,000 | 5,400 | 1,776 | 7,176 |
1,000,001 | 3,000,000 | 5,400 | 1,875 | 7,275 |
>3,000,001 | 5,400 | 2,000 | 7,400 | |
Sending Money to Unregistered Customers (Kutuma Pesa kwa Wateja Wasiosajiliwa)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other unregistered customers (Kutuma Pesa kwa Wateja Wasiosajiliwa). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is sending money to other unregistered customer.
| Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | Ada ya M-Pesa | Tozo Serikali | Jumla tozo zote | |
From | To | |||
200 | 499 | – | – | – |
500 | 999 | – | – | – |
1,000 | 1,999 | 375 | 10 | 385 |
2,000 | 2,999 | 375 | 10 | 385 |
3,000 | 3,999 | 650 | 14 | 664 |
4,000 | 4,999 | 710 | 27 | 737 |
5,000 | 6,999 | 1,080 | 54 | 1,134 |
7,000 | 9,999 | 1,150 | 56 | 1,206 |
10,000 | 14,999 | 1,800 | 102 | 1,902 |
15,000 | 19,999 | 2,210 | 195 | 2,405 |
20,000 | 29,999 | 2,230 | 306 | 2,536 |
30,000 | 39,999 | 2,750 | 351 | 3,101 |
40,000 | 49,999 | 3,110 | 419 | 3,529 |
50,000 | 99,999 | 4,370 | 573 | 4,943 |
100,000 | 199,999 | 6,300 | 707 | 7,007 |
200,000 | 299,999 | 7,700 | 821 | 8,521 |
300,000 | 399,999 | 8,500 | 838 | 9,338 |
400,000 | 499,999 | 9,000 | 982 | 9,982 |
500,000 | 599,999 | 10,200 | 1,245 | 11,445 |
600,000 | 699,999 | 11,300 | 1,532 | 12,832 |
700,000 | 799,999 | 11,300 | 1,700 | 13,250 |
800,000 | 899,999 | 11,500 | 1,750 | 13,000 |
900,000 | 1,000,000 | 11,500 | 1,776 | 13,276 |
1,000,001 | 3,000,000 | – | – | – |
>3,000,001 | – | – | – | |
Withdraw Money to Agents/ATMs (Kutoa Pesa kwa Wakala/ATM)
Below is chart with price and ada, makato ya m-pesa for customer who want to withdraw money using m-pesa from Agents and ATMs (Kutoa Pesa kwa Wakala/ATM). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is withdrawing money to Agents or ATMs in Tanzania.
M-Pesa Charges | ||||
|---|---|---|---|---|
| Amount TZS | Ada ya M-Pesa | Tozo Serikali | Jumla tozo zote | |
From | To | |||
200 | 499 | 80 | 10 | 90 |
500 | 999 | 175 | 10 | 185 |
1,000 | 1,999 | 350 | 10 | 360 |
2,000 | 2,999 | 400 | 10 | 410 |
3,000 | 3,999 | 600 | 14 | 614 |
4,000 | 4,999 | 650 | 27 | 677 |
5,000 | 6,999 | 950 | 54 | 1,004 |
7,000 | 9,999 | 1,000 | 56 | 1,056 |
10,000 | 14,999 | 1,450 | 102 | 1,552 |
15,000 | 19,999 | 1,450 | 195 | 1,645 |
20,000 | 29,999 | 1,850 | 306 | 2,156 |
30,000 | 39,850 | 1,850 | 351 | 2,201 |
40,000 | 49,999 | 2,350 | 419 | 2,769 |
50,000 | 99,999 | 2,700 | 573 | 3,273 |
100,000 | 199,999 | 3,650 | 707 | 4,357 |
200,000 | 299,999 | 5,300 | 821 | 6,121 |
300,000 | 399,999 | 6,500 | 838 | 7,338 |
400,000 | 499,999 | 7,000 | 982 | 7,982 |
500,000 | 599,999 | 7,500 | 1,245 | 8,745 |
600,000 | 699,999 | 8,000 | 1,532 | 9,532 |
700,000 | 799,999 | 8,000 | 1,700 | 9,700 |
800,000 | 899,999 | 8,000 | 1,750 | 9,750 |
900,000 | 1,000,000 | 8,000 | 1,776 | 9,776 |
1,000,001 | 3,000,000 | 8,000 | 1,875 | 9,875 |
>3,000,001 | 10,0000 | 2,000 | 12,000 | |
Sending Money to Bank (Kutuma Pesa Benki)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to any banks in Tanzania (Kutuma Pesa Benki). The table also contain government levy known as “Ada na makato ya serikali” for M-pesa when a customer is sending money to any banks in Tanzania.
M-Pesa Charges | ||||
|---|---|---|---|---|
| Amount TZS | Ada ya M-Pesa | Tozo Serikali | Jumla ya tozo zote | |
From | To | |||
200 | 499 | 100 | 10 | 110 |
500 | 999 | 100 | 10 | 110 |
1,000 | 1,999 | 100 | 10 | 110 |
2,000 | 2,999 | 200 | 10 | 210 |
3,000 | 3,999 | 200 | 14 | 214 |
4,000 | 4,999 | 400 | 27 | 427 |
5,000 | 6,999 | 800 | 54 | 854 |
7,000 | 9,999 | 800 | 56 | 856 |
10,000 | 14,999 | 1,200 | 102 | 1,302 |
15,000 | 19,999 | 1,200 | 195 | 1,395 |
20,000 | 29,999 | 1,800 | 306 | 2,106 |
30,000 | 39,999 | 2,400 | 351 | 2,751 |
40,000 | 49,999 | 2,400 | 419 | 2,819 |
50,000 | 99,999 | 2,800 | 573 | 3,373 |
100,000 | 199,999 | 3,600 | 707 | 4,307 |
200,000 | 299,999 | 5,000 | 821 | 5,821 |
300,000 | 399,999 | 6,000 | 838 | 6,838 |
400,000 | 499,999 | 6,000 | 982 | 6,982 |
500,000 | 599,999 | 8,000 | 1,245 | 9,245 |
600,000 | 699,999 | 8,000 | 1,532 | 9,532 |
700,000 | 799,999 | 8,000 | 1,700 | 9,700 |
800,000 | 899,999 | 9,000 | 1,750 | 10,750 |
900,000 | 1,000,000 | 9,000 | 1,776 | 10,776 |
1,000,001 | 3,000,000 | 11,100 | 1,875 | 12,975 |
>3,000,001 | 11,100 | 2,000 | 13,100 | |
NOTE
- There are no transaction fees when you deposit money into your account through M-Pesa agents
- Ensure that your M-Pesa registration information is correct, otherwise, visit your nearest Vodashop to verify the information
- You can send up to Tsh 5M per day or hold up to Tsh 10M in your M-Pesa account at any time once you complete your registration
- Whenever you send money always ensure to verify the recipient’s name to avoid inconveniences
- Verify if your registration is complete by dialing *106#
- Whenever you send money always ensure to verify the recipient’s name to avoid inconveniences
- When doing a transaction at an M-Pesa agent you will be required to provide your identification card
- After swapping your Vodacom number, you can start using your M-Pesa account after 48 hours
- To get M-Pesa terms and conditions visit your nearest Vodashop or go to www.vodacom.co.tz
- M-Pesa displays account balances on every transaction confirmation for FREE. If you wish to make a balance query you will be charged Tsh 60.
- For M-Pesa accounts that are not used for more than 150 days, A fee of Tsh 600/=will is charged for account maintenance every month.
For amounts that remain in customer accounts unclaimed for more than 5 years, the money will be transferred to relevant authorities
in accordance with the laws of Tanzania. - When making payments to registered M-Pesa Merchants, you will be charged a small fee of 0.5% of the paid amount for all payments of up to Tsh 1,500,000/=. For payments between Tsh 1,500,001 and 2,000,000 you will be charged Tsh 7,500/=and for payments above Tsh 2,000,000/=a charge of Tsh 8,000/=will be applied.
- All tariffs stipulated above are inclusive of all Government Taxes
- For more information contact the Vodacom call center by dialing 100 for FREE
- You can get your M-Pesa statement sent to you for FREE via email or a printed copy for Tsh.3,000/=per requested month via our Vodacom Shops. This charge incurs printing costs.